Privacy Statement

In accordance with federal regulations, we are giving you this Privacy Notice to tell you how we may use non-public personal information (Private Information) about you or your account. The kinds of Private Information we collect about you or your account are described below. This Privacy Notice applies whether you are our current or former customer.

Collection and Use of Private Information

We may collect the following kinds of Private Information about you from the following sources:

Information you provide on applications, forms, or other correspondence, such as your name address, social security number and income.

Information about your transactions with us or others, such as your account balance and payment history.

Information we receive from consumer reporting agencies, credit references, employers, insurance companies and insurance agencies, such as your credit history and creditworthiness, and information that we obtain to verify employment history or that insurance coverage is in force.

Disclosure of Private Information

We may disclose Private Information (described above) under the following circumstances:

With Non-Affiliated Third Parties. We may disclose all Private Information about you with non-affiliated third parties as permitted by law.

Protection of Information

We restrict access to your Private Information to our employees and third parties who need to know that information in order to service your account. Additionally, we maintain physical, electronic, and procedural safeguards to protect your Private Information in a manner consistent with industry standards for similar companies. We will review our safeguards from time to time, and strive to maintain them in a manner consistent with federal regulations, if any, that may be in effect from time to time.

Your Acknowledgement of Provided Information

Certify for the purpose of securing credit that the information in the application is complete and correct;

Understand that we will retain this application whether or not it is approved, and that it is your responsibility to notify the creditor of any change of name, address, or employment;

Agree that if an account is created for you, all of the following will also apply: (a) we may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons; (b) you expressly consent to us using pre-recorded/artificial voice messages, text messages and/or automatic dialing equipment while servicing or collecting your account, as the law allows; (c) you agree that we may take these actions using the telephone number(s) that you provide us in this credit application, you provide to us in the future, or we get from another source, even if the number is for a mobile telephone and/or our using the number results in charges to you.

Collection and Use of Bank Account Information

If credit is extended, we will consider the bank account information provided by the consumer as eligible for us to process payments against.  In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer.  We will consider these additional accounts to be part of the application process.

Use of Cookies/Third Party Vendors

When you visit our site, third party vendors and advertisers may also place or read cookies on your internet browser. This is a common practice on the internet; these cookies may be used to determine whether you have visited other Web sites, to measure the effectiveness of advertising and links on other Web sites, and to provide you with information or advertisements of potential interest to you on this and other sites, among other purposes. This is not an exhaustive list of all uses of cookies on our website.

Most web browsers are set up to accept cookies. You can, however, set your browser to refuse all cookies or to indicate when a cookie is being sent. In addition, cookies can be easily and safely deleted from your system. See you browser's help section for instructions.